Jan 15 morning round-up:

1. Fincos need to crank up digital game with virtual banks targeting SME turf
https://btd.sg/2soUjUy

2. Shift priorities from short to long-term issues: Singapore Business Federation chief to firms
https://btd.sg/2TogxkF

3. The Business Times gets on Habitap app to reach 60,000 users with business news
https://btd.sg/2QVAVrL

4. MOM raises penalties for unfair hiring practices; firm charged over false declaration
https://btd.sg/35XpRyp

5. GoImpact to start ESG fund under Singapore variable capital company scheme
https://btd.sg/2QWYDUJ

6. COE supply dips for February-April quota period
https://btd.sg/2u0KJaK