Jan 20 morning round-up:

1. BT Exclusive: Digibanks, incumbents and the underbanked
https://btd.sg/2R9b2or

2. Shades of 2000 in digital bank initiative, Fed loosening
https://btd.sg/2RbR7FA

3. Aqua Munda commits S$208m to Hyflux debt buyout
https://btd.sg/2R6L5FY

4. Sembcorp's disclosure of China unit's troubles falls short
https://btd.sg/2G2ZNaM

5. PhillipCapital sets sights on new growth areas, diversification
https://btd.sg/30zWbGG

6. The different sides of sustainable investing
https://btd.sg/30yRyNd