Jan 22 morning round-up:

1. Higher taxes not expected for expansionary Budget 2020
http://bit.ly/2GauuL4

2. How will incumbents prepare for the arrival of digital banks?
http://bit.ly/30Hw3tu

3. Singapore releases new initiatives on AI governance for consumer trust
http://bit.ly/2NPbCpr

4. Tighter budgets see slower start to Lunar New Year shopping
http://bit.ly/2tHTruK

5. Grab's rewards revamp trades points for sustainability
http://bit.ly/37g5E8N

6. Mapletree Industrial Trust's Q3 DPU up from 3.07 to 3.16 cents
http://bit.ly/2NOso83