Nov 3 morning round-up:

1. BT Exclusive: Singapore's civil servants can cash in leave they're unable to take
bt.sg/4EL7

2. News analysis: Penalties for data breaches should hit firms harder in the pocket
bt.sg/4EL8

3. Can't hack it anymore? Smaller players can break contracts if renegotiation fails
bt.sg/4ELX

4. S$1 kopi, freshly made by a robot
bt.sg/4ELB

5. Straits Clan club to be co-managed with lifestyle, hospitality player Mandala Group
bt.sg/4EL2

6. Why Venture's share price might climb higher
bt.sg/4EL6