Nov 20 morning round-up:

1. BT Exclusive: DoctorxDentist's headache grows as MOH, medical bodies lean on platform
bt.sg/4aRs

2. News analysis: Will Biden appoint a US ambassador to Singapore?
bt.sg/4aRn

3. Fewer employers in Singapore plan to freeze salaries in 2021: surveys
bt.sg/4aRe

4. Cyclical stocks to lead earnings recovery when vaccines roll out
bt.sg/4aRX

5. Guillemard site sold for S$93m in year's biggest private residential deal
bt.sg/4aRh

6. Indonesia, Philippines cut interest rates to record lows
bt.sg/4aR7