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Start your day with BT ☕️:

Stocks to watch: Nio, Sheng Siong, Manulife US Reit https://bt.sg/meoo

Top stories
1. Companies: Hoping for banks to slash mortgage rates? Don’t hold your breath, analysts say https://bt.sg/eDm8

2. Singapore: Singapore businesses doubt recent survey findings on employers’ openness to a four-day work week https://bt.sg/7Q7n

3. Markets: (Opinion) How to ride the STI’s coming bull run https://bt.sg/E3tP

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