Start your day with BT ☕️:

Stocks to watch: Singtel, F&N, SBS Transit, CLAR, Prime US Reit, Stoneweg Europe, BHG Reit https://bt.sg/CZcE

Top Stories:
1. Companies: Singdollar falls to its lowest against the ringgit this year; where will the Malaysian currency go next? https://bt.sg/p4aN

2. Companies: UOB outlook lags that of DBS, OCBC amid spotlight on asset quality in Q3 https://bt.sg/8i8M

3. ESG: Buyer of Shell’s refinery has set aside US$2 billion for Singapore investments; more deals on the way https://bt.sg/tefd