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Start your day with BT ☕️:

Stocks to watch: Nio, Keppel Reit, Mandarin Oriental https://bt.sg/7UBP

Top stories:
1. Singapore: Transition in full swing: The 4G leadership’s direction and Budget 2026 priorities https://bt.sg/fUBa

2. Property: HDB resale prices flat in Q4, taking 2025 gain to 2.9%: flash data https://bt.sg/AJGo

3. Wealth: Here’s where to invest S$100,000 in 2026, according to wealth experts https://bt.sg/8Mgc

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