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Start your day with BT ☕️:

Stock to watch: SIA, FLCT https://bt.sg/hBq8

Top stories:
1. Companies: Singapore’s small and mid-caps: Investors hunt for ‘hidden gems’ as analysts eye privatisation candidates, structural plays https://bt.sg/D2U7

2. Opinion: Could HR and talent professionals better help individuals tap SkillsFuture credits? https://bt.sg/bybv

3. Wealth: Interactive: How much would you make if you invested S$1,000 in 2025? https://bt.sg/ESmV

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