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Start your day with BT ☕️:

Stocks to watch: Clar, DFI Retail Group, Sert, Samudera Shipping https://bt.sg/e8Dw

Top stories:
1. Markets: Outperforming Asia credit markets a draw for investors https://bt.sg/JNbrq

2. Global: From ships to chips, SG-US corridor gears up for its next chapter https://bt.sg/MCPk

3. Opinion: Should you sacrifice some CPF Life income in favour of ILPs? Tread carefully https://bt.sg/CyBf

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