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Start your day with BT ☕️:

Stocks to watch: CICT, Nio, Clar, CDL, HPH Trust, Low Keng Huat, First Reit https://bt.sg/ozkSu

Top stories:
1. Companies: Margin relief lifts outlook for DBS, OCBC and UOB, extending Singapore bank rally https://bt.sg/hQdc

2. Companies: Crypto firm Gemini to cut up to 200 jobs in Singapore and the US https://bt.sg/qFTZ

3. Singapore: Piyush Gupta’s post-retirement life: What the ex-DBS chief has been up to since leaving Singapore’s biggest bank https://bt.sg/9EBd

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